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| Provider | Service type | Compensation |
|---|---|---|
Filed as: WILSHIRE ASSOCIATES INC (USA) Service code 26 · EIN 95-2755361 | Advisory (Participants) | $2,964 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $950 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,494 | $80,781-41.2% | $102,437-53.6% | $74,478-36.2% |
| Participation rate | 53.6% | 65.7%-12.1pp | 74.5%-20.9pp | 67.2%-13.7pp |
| Annual return | 12.84% | 27.58%-14.7pp | 24.95%-12.1pp | 1370.56%-1357.7pp |
| Employer contribution / active EE | $51 | $3,160-98.4% | $3,871-98.7% | $2,626-98.1% |
| Participant deferral / active EE | $3,652 | $3,862-5.4% | $5,060-27.8% | $4,350-16.1% |
| Admin fee / account holder | $396 | $2,372-83.3% | $8,388-95.3% | $1,946-79.6% |