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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,604 | $106,864-77.0% | $147,318-83.3% | $82,637-70.2% |
| Participation rate | 94.6% | 75.5%+19.1pp | 82.1%+12.5pp | 68.1%+26.5pp |
| Annual return | 20.61% | 27.49%-6.9pp | 70.43%-49.8pp | 53.51%-32.9pp |
| Employer contribution / active EE | $2,266 | $3,417-33.7% | $4,593-50.7% | $2,552-11.2% |
| Participant deferral / active EE | $3,554 | $6,496-45.3% | $7,906-55.1% | $4,126-13.9% |
| Admin fee / account holder | $682 | $8,415-91.9% | $13,708-95.0% | $7,339-90.7% |