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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,891 | $212,386-29.0% | $199,883-24.5% | $138,895+8.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 9.29% | 47.75%-38.5pp | 43.81%-34.5pp | 145.39%-136.1pp |
| Employer contribution / active EE | $9,206 | $6,625+39.0% | $6,261+47.0% | $4,194+119.5% |
| Participant deferral / active EE | $12,256 | $9,617+27.4% | $9,138+34.1% | $6,396+91.6% |
| Admin fee / account holder | $97,694 | $18,233+435.8% | $17,268+465.8% | $12,562+677.7% |