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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,383 | $81,262-74.9% | $155,602-86.9% | $80,911-74.8% |
| Participation rate | 28.0% | 66.2%-38.2pp | 78.2%-50.2pp | 67.6%-39.6pp |
| Annual return | 89.76% | 33.34%+56.4pp | 64.81%+24.9pp | 35.63%+54.1pp |
| Employer contribution / active EE | $413 | $3,102-86.7% | $4,675-91.2% | $2,756-85.0% |
| Participant deferral / active EE | $1,448 | $3,451-58.0% | $5,629-74.3% | $4,297-66.3% |
| Admin fee / account holder | $190 | $7,992-97.6% | $15,923-98.8% | $6,935-97.3% |