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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,693 | $107,809+38.9% | $97,032+54.3% | $155,188-3.5% |
| Participation rate | 94.4% | 75.5%+19.0pp | 71.6%+22.9pp | 80.8%+13.6pp |
| Annual return | 16.08% | 38.06%-22.0pp | 35.38%-19.3pp | 148.84%-132.8pp |
| Employer contribution / active EE | $5,111 | $2,911+75.6% | $2,629+94.4% | $4,248+20.3% |
| Participant deferral / active EE | $11,582 | $5,129+125.8% | $4,672+147.9% | $6,531+77.3% |
| Admin fee / account holder | $10,852 | $10,717+1.3% | $9,418+15.2% | $14,480-25.1% |