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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,693 | $97,125+54.1% | $86,233+73.6% | $137,256+9.1% |
| Participation rate | 94.4% | 74.2%+20.2pp | 69.0%+25.4pp | 80.0%+14.5pp |
| Annual return | 16.08% | 74.19%-58.1pp | 61.39%-45.3pp | 220.34%-204.3pp |
| Employer contribution / active EE | $5,111 | $2,841+79.9% | $2,504+104.1% | $4,156+23.0% |
| Participant deferral / active EE | $11,582 | $5,180+123.6% | $4,559+154.0% | $6,407+80.8% |
| Admin fee / account holder | $10,852 | $9,725+11.6% | $8,342+30.1% | $12,270-11.6% |