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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,124 | $156,398+54.2% | $147,318+63.7% | $138,895+73.6% |
| Participation rate | 91.7% | 83.8%+7.9pp | 82.1%+9.6pp | 79.9%+11.7pp |
| Annual return | 13.36% | 78.75%-65.4pp | 70.43%-57.1pp | 145.39%-132.0pp |
| Employer contribution / active EE | $4,449 | $4,853-8.3% | $4,593-3.1% | $4,194+6.1% |
| Participant deferral / active EE | $10,029 | $8,237+21.8% | $7,906+26.9% | $6,396+56.8% |
| Admin fee / account holder | $19,130 | $14,976+27.7% | $13,708+39.6% | $12,562+52.3% |