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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,124 | $155,555+55.0% | $146,866+64.2% | $155,188+55.4% |
| Participation rate | 91.7% | 84.0%+7.7pp | 82.5%+9.2pp | 80.8%+10.9pp |
| Annual return | 13.36% | 115.41%-102.1pp | 102.85%-89.5pp | 148.84%-135.5pp |
| Employer contribution / active EE | $4,449 | $4,647-4.3% | $4,425+0.5% | $4,248+4.7% |
| Participant deferral / active EE | $10,029 | $8,044+24.7% | $7,759+29.3% | $6,531+53.6% |
| Admin fee / account holder | $19,130 | $14,755+29.6% | $13,620+40.5% | $14,480+32.1% |