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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,124 | $154,228+56.3% | $145,433+65.8% | $137,256+75.7% |
| Participation rate | 91.7% | 83.8%+7.9pp | 82.1%+9.5pp | 80.0%+11.7pp |
| Annual return | 13.36% | 74.59%-61.2pp | 66.58%-53.2pp | 220.34%-207.0pp |
| Employer contribution / active EE | $4,449 | $4,804-7.4% | $4,554-2.3% | $4,156+7.0% |
| Participant deferral / active EE | $10,029 | $8,216+22.1% | $7,897+27.0% | $6,407+56.5% |
| Admin fee / account holder | $19,130 | $14,344+33.4% | $13,129+45.7% | $12,270+55.9% |