Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,883 | $108,825-71.6% | $156,181-80.2% | $82,448-62.5% |
| Participation rate | 32.3% | 72.4%-40.1pp | 78.8%-46.6pp | 68.1%-35.8pp |
| Annual return | 18.07% | 20.59%-2.5pp | 64.87%-46.8pp | 41.64%-23.6pp |
| Employer contribution / active EE | $1,350 | $2,870-52.9% | $4,294-68.6% | $2,551-47.1% |
| Participant deferral / active EE | $3,025 | $4,577-33.9% | $6,132-50.7% | $4,139-26.9% |
| Admin fee / account holder | $1,929 | $9,341-79.3% | $14,586-86.8% | $7,234-73.3% |