Filed May 2, 2025
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,386 | $71,215+7.3% | $93,696-18.5% | $80,935-5.6% |
| Participation rate | 22.9% | 60.4%-37.5pp | 68.7%-45.9pp | 67.7%-44.8pp |
| Annual return | 11.80% | 11.27%+0.5pp | 133.74%-121.9pp | 35.66%-23.9pp |
| Employer contribution / active EE | $1,276 | $1,565-18.5% | $2,422-47.3% | $2,757-53.7% |
| Participant deferral / active EE | $2,120 | $4,037-47.5% | $4,417-52.0% | $4,299-50.7% |
| Admin fee / account holder | $664 | $6,958-90.5% | $8,287-92.0% | $6,924-90.4% |