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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,453 | $102,385-54.6% | $147,080-68.4% | $80,935-42.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 11.83% | 135.09%-123.3pp | 420.17%-408.3pp | 35.66%-23.8pp |
| Employer contribution / active EE | $2,828 | $3,717-23.9% | $4,933-42.7% | $2,757+2.6% |
| Participant deferral / active EE | $4,172 | $6,651-37.3% | $8,066-48.3% | $4,299-3.0% |
| Admin fee / account holder | $1,090 | $7,951-86.3% | $12,989-91.6% | $6,924-84.3% |