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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,087 | $90,691+111.8% | $76,119+152.4% | $145,884+31.7% |
| Participation rate | 80.0% | 74.5%+5.5pp | 69.1%+10.9pp | 80.3%-0.3pp |
| Annual return | 12.80% | 624.52%-611.7pp | 361.25%-348.4pp | 551.85%-539.0pp |
| Employer contribution / active EE | $3,788 | $3,329+13.8% | $2,693+40.7% | $4,662-18.8% |
| Participant deferral / active EE | $17,322 | $5,167+235.2% | $4,259+306.7% | $6,690+158.9% |
| Admin fee / account holder | $3,650 | $8,383-56.5% | $6,421-43.2% | $13,392-72.7% |