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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,242 | $85,515-31.9% | $112,040-48.0% | $67,986-14.3% |
| Participation rate | 56.3% | 68.2%-12.0pp | 76.5%-20.2pp | 57.2%-1.0pp |
| Annual return | 15.91% | 29.68%-13.8pp | 24.52%-8.6pp | 31.67%-15.8pp |
| Employer contribution / active EE | $732 | $2,191-66.6% | $2,954-75.2% | $2,019-63.8% |
| Participant deferral / active EE | $2,225 | $4,014-44.6% | $5,098-56.3% | $3,358-33.7% |
| Admin fee / account holder | $1,947 | $3,774-48.4% | $12,098-83.9% | $3,203-39.2% |