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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,904 | $183,539+20.4% | $155,556+42.0% | $145,897+51.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 6.75% | 61.31%-54.6pp | 64.84%-58.1pp | 552.29%-545.5pp |
| Employer contribution / active EE | $28,488 | $5,315+436.0% | $4,675+509.3% | $4,663+511.0% |
| Participant deferral / active EE | $27,752 | $6,467+329.1% | $5,631+392.9% | $6,689+314.9% |
| Admin fee / account holder | $146,130 | $19,275+658.1% | $15,885+819.9% | $13,390+991.3% |