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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,510 | $167,415-79.4% | $140,514-75.4% | $198,609-82.6% |
| Participation rate | 95.5% | 80.9%+14.6pp | 77.8%+17.7pp | 82.4%+13.1pp |
| Annual return | 24.83% | 13.85%+11.0pp | 14.36%+10.5pp | 202.70%-177.9pp |
| Employer contribution / active EE | $5,771 | $4,088+41.2% | $3,378+70.8% | $5,055+14.1% |
| Participant deferral / active EE | $12,126 | $5,579+117.3% | $4,919+146.5% | $6,977+73.8% |
| Admin fee / account holder | $10,052 | $16,730-39.9% | $13,697-26.6% | $19,030-47.2% |