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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,332 | $102,429-80.2% | $147,096-86.2% | $80,925-74.9% |
| Participation rate | 46.3% | 75.9%-29.5pp | 82.2%-35.8pp | 67.7%-21.3pp |
| Annual return | 9.76% | 135.02%-125.3pp | 419.75%-410.0pp | 35.65%-25.9pp |
| Employer contribution / active EE | $1,724 | $3,716-53.6% | $4,936-65.1% | $2,756-37.4% |
| Participant deferral / active EE | $2,753 | $6,649-58.6% | $8,071-65.9% | $4,299-35.9% |
| Admin fee / account holder | $73 | $7,957-99.1% | $13,005-99.4% | $6,940-99.0% |