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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,281 | $76,519-0.3% | $56,025+36.2% | $145,897-47.7% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 7.93% | 3017.03%-3009.1pp | 1712.69%-1704.8pp | 552.29%-544.4pp |
| Employer contribution / active EE | $4,458 | $1,383+222.3% | $1,042+328.0% | $4,663-4.4% |
| Participant deferral / active EE | $6,118 | $2,624+133.1% | $1,955+213.0% | $6,689-8.5% |
| Admin fee / account holder | $4,344 | $3,331+30.4% | $2,828+53.6% | $13,390-67.6% |