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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,782 | $210,698-55.5% | $178,014-47.3% | $145,959-35.7% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 12.86% | 386.27%-373.4pp | 294.80%-281.9pp | 561.95%-549.1pp |
| Employer contribution / active EE | $6,179 | $4,567+35.3% | $3,950+56.4% | $4,661+32.6% |
| Participant deferral / active EE | $17,399 | $6,958+150.0% | $6,276+177.2% | $6,689+160.1% |
| Admin fee / account holder | $1,296 | $12,016-89.2% | $10,362-87.5% | $13,398-90.3% |