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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,969 | $183,539+76.0% | $155,556+107.6% | $145,897+121.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.67% | 61.31%-53.6pp | 64.84%-57.2pp | 552.29%-544.6pp |
| Employer contribution / active EE | $3,602 | $5,315-32.2% | $4,675-23.0% | $4,663-22.7% |
| Participant deferral / active EE | $13,716 | $6,467+112.1% | $5,631+143.6% | $6,689+105.1% |
| Admin fee / account holder | $800 | $19,275-95.8% | $15,885-95.0% | $13,390-94.0% |