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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,969 | $183,592+75.9% | $155,567+107.6% | $145,959+121.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.67% | 61.24%-53.6pp | 64.74%-57.1pp | 561.95%-554.3pp |
| Employer contribution / active EE | $3,602 | $5,315-32.2% | $4,674-22.9% | $4,661-22.7% |
| Participant deferral / active EE | $13,716 | $6,464+112.2% | $5,628+143.7% | $6,689+105.1% |
| Admin fee / account holder | $800 | $19,318-95.9% | $15,916-95.0% | $13,398-94.0% |