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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,426 | $160,070+37.1% | $147,117+49.2% | $145,897+50.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 19.77% | 98.69%-78.9pp | 420.54%-400.8pp | 552.29%-532.5pp |
| Employer contribution / active EE | $4,915 | $5,285-7.0% | $4,932-0.4% | $4,663+5.4% |
| Participant deferral / active EE | $19,631 | $8,419+133.2% | $8,065+143.4% | $6,689+193.5% |
| Admin fee / account holder | $1,655 | $15,035-89.0% | $12,993-87.3% | $13,390-87.6% |