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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,876 | $154,228-67.7% | $145,433-65.7% | $137,256-63.7% |
| Participation rate | 36.4% | 83.8%-47.4pp | 82.1%-45.8pp | 80.0%-43.6pp |
| Annual return | 17.85% | 74.59%-56.7pp | 66.58%-48.7pp | 220.34%-202.5pp |
| Employer contribution / active EE | $1,655 | $4,804-65.5% | $4,554-63.7% | $4,156-60.2% |
| Participant deferral / active EE | $2,671 | $8,216-67.5% | $7,897-66.2% | $6,407-58.3% |
| Admin fee / account holder | $3,488 | $14,344-75.7% | $13,129-73.4% | $12,270-71.6% |