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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,861 | $177,353+8.7% | $158,226+21.9% | $198,609-2.9% |
| Participation rate | 100.0% | 77.0%+23.0pp | 74.8%+25.2pp | 82.4%+17.6pp |
| Annual return | 24.16% | 599.50%-575.3pp | 501.41%-477.2pp | 202.70%-178.5pp |
| Employer contribution / active EE | $900 | $3,239-72.2% | $2,986-69.9% | $5,055-82.2% |
| Participant deferral / active EE | $9,750 | $4,615+111.3% | $4,317+125.9% | $6,977+39.7% |
| Admin fee / account holder | $1,523 | $10,960-86.1% | $10,217-85.1% | $19,030-92.0% |