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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $500,242 | $106,749+368.6% | $145,433+244.0% | $82,448+506.7% |
| Participation rate | 96.0% | 75.6%+20.4pp | 82.1%+13.9pp | 68.1%+27.9pp |
| Annual return | 14.83% | 27.59%-12.8pp | 66.58%-51.7pp | 41.64%-26.8pp |
| Employer contribution / active EE | $9,004 | $3,444+161.4% | $4,554+97.7% | $2,551+252.9% |
| Participant deferral / active EE | $17,846 | $6,519+173.8% | $7,897+126.0% | $4,139+331.1% |
| Admin fee / account holder | $1,786 | $8,390-78.7% | $13,129-86.4% | $7,234-75.3% |