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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,131 | $123,000-91.0% | $105,582-89.5% | $198,609-94.4% |
| Participation rate | 0.0% | 76.8%-76.8pp | 71.8%-71.8pp | 82.4%-82.4pp |
| Annual return | -7.62% | 18.31%-25.9pp | 18.61%-26.2pp | 202.70%-210.3pp |
| Employer contribution / active EE | $0 | $3,582-100.0% | $2,984-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $0 | $5,013-100.0% | $4,353-100.0% | $6,977-100.0% |
| Admin fee / account holder | $241,117 | $16,254+1383.5% | $12,856+1775.5% | $19,030+1167.0% |