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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,612 | $77,472-12.7% | $100,392-32.7% | $80,935-16.5% |
| Participation rate | 73.2% | 76.9%-3.8pp | 81.5%-8.3pp | 67.7%+5.5pp |
| Annual return | 16.81% | 37.26%-20.5pp | 49.45%-32.6pp | 35.66%-18.9pp |
| Employer contribution / active EE | $0 | $2,800-100.0% | $3,941-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $11,901 | $6,818+74.6% | $8,090+47.1% | $4,299+176.8% |
| Admin fee / account holder | $65,051 | $5,885+1005.4% | $7,904+723.0% | $6,924+839.5% |