Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 52 · EIN 13-5674085 | Indirect Investment Fees | $22,733 |
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $10,649 |
ADP BROKER-DEALER10+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,072 | $50,902-54.7% | $155,534-85.2% | $77,736-70.3% |
| Participation rate | 20.9% | 63.1%-42.2pp | 78.2%-57.3pp | 70.6%-49.7pp |
| Annual return | 15.02% | 34.85%-19.8pp | 64.92%-49.9pp | 31.26%-16.2pp |
| Employer contribution / active EE | $125 | $1,991-93.7% | $4,675-97.3% | $2,728-95.4% |
| Participant deferral / active EE | $1,114 | $2,824-60.5% | $5,630-80.2% | $4,651-76.0% |
| Admin fee / account holder | $42 | $437-90.4% | $15,900-99.7% | $433-90.3% |