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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,748 | $185,312-94.7% | $161,489-94.0% | $154,746-93.7% |
| Participation rate | 73.7% | 82.5%-8.8pp | 78.7%-5.0pp | 80.7%-7.0pp |
| Annual return | 15.31% | 103.84%-88.5pp | 89.72%-74.4pp | 172.34%-157.0pp |
| Employer contribution / active EE | $0 | $4,769-100.0% | $4,268-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $3,898 | $6,350-38.6% | $5,630-30.8% | $6,730-42.1% |
| Admin fee / account holder | $3,136 | $18,654-83.2% | $16,006-80.4% | $14,365-78.2% |