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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,043 | $160,040-86.9% | $147,096-85.7% | $145,877-85.6% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 7.29% | 98.49%-91.2pp | 419.75%-412.5pp | 551.28%-544.0pp |
| Employer contribution / active EE | $1,131 | $5,289-78.6% | $4,936-77.1% | $4,663-75.8% |
| Participant deferral / active EE | $2,685 | $8,429-68.1% | $8,071-66.7% | $6,691-59.9% |
| Admin fee / account holder | $311 | $15,050-97.9% | $13,005-97.6% | $13,402-97.7% |