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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,205 | $102,938-66.8% | $94,105-63.7% | $138,895-75.4% |
| Participation rate | 28.6% | 74.6%-46.1pp | 71.9%-43.4pp | 79.9%-51.3pp |
| Annual return | 10.18% | 250.28%-240.1pp | 204.55%-194.4pp | 145.39%-135.2pp |
| Employer contribution / active EE | $486 | $2,732-82.2% | $2,504-80.6% | $4,194-88.4% |
| Participant deferral / active EE | $930 | $4,196-77.8% | $3,881-76.0% | $6,396-85.5% |
| Admin fee / account holder | $22,438 | $6,600+240.0% | $6,199+261.9% | $12,562+78.6% |