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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,911 | $182,442-60.0% | $163,379-55.4% | $138,895-47.5% |
| Participation rate | 65.0% | 79.8%-14.8pp | 76.8%-11.8pp | 79.9%-14.9pp |
| Annual return | 18.83% | 72.74%-53.9pp | 63.41%-44.6pp | 145.39%-126.6pp |
| Employer contribution / active EE | $2,691 | $4,159-35.3% | $3,752-28.3% | $4,194-35.9% |
| Participant deferral / active EE | $8,403 | $6,817+23.3% | $6,282+33.8% | $6,396+31.4% |
| Admin fee / account holder | $2,520 | $10,396-75.8% | $9,818-74.3% | $12,562-79.9% |