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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $470,549 | $178,174+164.1% | $156,181+201.3% | $137,256+242.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 12.71% | 84.19%-71.5pp | 64.87%-52.2pp | 220.34%-207.6pp |
| Employer contribution / active EE | $20,394 | $4,972+310.2% | $4,294+375.0% | $4,156+390.7% |
| Participant deferral / active EE | $28,500 | $6,888+313.8% | $6,132+364.8% | $6,407+344.8% |
| Admin fee / account holder | $3,723 | $17,404-78.6% | $14,586-74.5% | $12,270-69.7% |