Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 5-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,039 | $51,638-34.1% | $68,368-50.2% | $82,448-58.7% |
| Participation rate | 31.9% | 63.6%-31.7pp | 73.8%-41.8pp | 68.1%-36.2pp |
| Annual return | 20.34% | 37.53%-17.2pp | 292.57%-272.2pp | 41.64%-21.3pp |
| Employer contribution / active EE | $1,303 | $2,047-36.3% | $2,649-50.8% | $2,551-48.9% |
| Participant deferral / active EE | $2,646 | $2,914-9.2% | $4,123-35.8% | $4,139-36.1% |
| Admin fee / account holder | $2,796 | $4,643-39.8% | $5,150-45.7% | $7,234-61.3% |