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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,261 | $100,279-47.9% | $81,353-35.8% | $145,884-64.2% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 20.39% | 34.49%-14.1pp | 24.82%-4.4pp | 551.85%-531.5pp |
| Employer contribution / active EE | $12,434 | $2,979+317.4% | $2,464+404.6% | $4,662+166.7% |
| Participant deferral / active EE | $16,764 | $4,611+263.6% | $3,885+331.6% | $6,690+150.6% |
| Admin fee / account holder | $330 | $8,206-96.0% | $5,766-94.3% | $13,392-97.5% |