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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,261 | $100,147-47.8% | $81,286-35.7% | $145,877-64.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 20.39% | 34.44%-14.0pp | 24.80%-4.4pp | 551.28%-530.9pp |
| Employer contribution / active EE | $12,434 | $2,977+317.6% | $2,463+404.9% | $4,663+166.6% |
| Participant deferral / active EE | $16,764 | $4,607+263.9% | $3,883+331.7% | $6,691+150.6% |
| Admin fee / account holder | $330 | $8,201-96.0% | $5,764-94.3% | $13,402-97.5% |