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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,967 | $111,830-24.0% | $93,696-9.3% | $145,884-41.8% |
| Participation rate | 55.6% | 74.2%-18.7pp | 68.7%-13.2pp | 80.3%-24.7pp |
| Annual return | 15.14% | 204.08%-188.9pp | 133.74%-118.6pp | 551.85%-536.7pp |
| Employer contribution / active EE | $2,591 | $3,093-16.2% | $2,422+7.0% | $4,662-44.4% |
| Participant deferral / active EE | $7,560 | $4,920+53.7% | $4,417+71.2% | $6,690+13.0% |
| Admin fee / account holder | $5,740 | $10,249-44.0% | $8,287-30.7% | $13,392-57.1% |