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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,666 | $115,225-13.5% | $100,712-1.0% | $138,895-28.2% |
| Participation rate | 37.5% | 74.3%-36.8pp | 69.3%-31.8pp | 79.9%-42.4pp |
| Annual return | 19.07% | 40.35%-21.3pp | 33.27%-14.2pp | 145.39%-126.3pp |
| Employer contribution / active EE | $1,451 | $2,771-47.7% | $2,313-37.3% | $4,194-65.4% |
| Participant deferral / active EE | $4,214 | $4,699-10.3% | $4,085+3.2% | $6,396-34.1% |
| Admin fee / account holder | $4 | $10,844-100.0% | $9,256-100.0% | $12,562-100.0% |