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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,666 | $112,729-11.6% | $98,716+1.0% | $137,256-27.4% |
| Participation rate | 37.5% | 74.2%-36.7pp | 69.3%-31.8pp | 80.0%-42.5pp |
| Annual return | 19.07% | 38.48%-19.4pp | 31.81%-12.7pp | 220.34%-201.3pp |
| Employer contribution / active EE | $1,451 | $2,725-46.8% | $2,279-36.3% | $4,156-65.1% |
| Participant deferral / active EE | $4,214 | $4,640-9.2% | $4,048+4.1% | $6,407-34.2% |
| Admin fee / account holder | $4 | $10,129-100.0% | $8,703-100.0% | $12,270-100.0% |