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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,339 | $29,736+126.5% | $56,033+20.2% | $80,935-16.8% |
| Participation rate | 13.1% | 41.7%-28.6pp | 52.5%-39.4pp | 67.7%-54.5pp |
| Annual return | 51.89% | 35.28%+16.6pp | 1711.38%-1659.5pp | 35.66%+16.2pp |
| Employer contribution / active EE | $254 | $671-62.2% | $1,041-75.6% | $2,757-90.8% |
| Participant deferral / active EE | $1,202 | $1,228-2.1% | $1,954-38.5% | $4,299-72.0% |
| Admin fee / account holder | $11,753 | $2,434+382.9% | $2,827+315.7% | $6,924+69.7% |