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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,339 | $29,667+127.0% | $56,441+19.3% | $80,874-16.7% |
| Participation rate | 13.1% | 41.7%-28.6pp | 52.5%-39.4pp | 67.6%-54.5pp |
| Annual return | 51.89% | 35.22%+16.7pp | 1704.21%-1652.3pp | 35.62%+16.3pp |
| Employer contribution / active EE | $254 | $669-62.1% | $1,039-75.6% | $2,756-90.8% |
| Participant deferral / active EE | $1,202 | $1,227-2.0% | $1,953-38.4% | $4,297-72.0% |
| Admin fee / account holder | $11,753 | $2,429+383.8% | $2,829+315.4% | $6,935+69.5% |