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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.6 years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $133,346 |
CREATIVE PLANNING LLC2 years Filed as: CREATIVE PLANNING HOLDCO LLC Service code 28 · EIN 84-4519624 | Investment Management | $91,477 |
MORNINGSTAR2 years Filed as: MORNINGSTAR INC Service code 28 · EIN 36-3297908 | Investment Management | $80,369 |
Filed as: BUCKINGHAM STRATEGIC WEALTH LL Service code 26 · EIN 20-8306720 | Advisory (Participants) | $17,221 |
FIRST NATIONAL ADVISORS LLC2 years Service code 26 · EIN 04-2541452 | Advisory (Participants) | $16,684 |
MORNINGSTAR1 year Filed as: MORNINGSTAR INVESTMENT SERVICE Service code 26 · EIN 36-4410122 | Advisory (Participants) | $15,336 |
CHARLES SCHWAB & CO., INC.5 years Service code 33 · EIN 94-1737782 | Securities brokerage; Direct payment ... | $14,774 |
DEPENDABLE ALTERNATIVE3 years Service code 26 · EIN 83-3413387 | Advisory (Participants) | $13,233 |
FRANKLIN STREET ADVISORS4 years Filed as: FRANKLIN STREET ADVISORS INC Service code 26 · EIN 56-1749652 | Advisory (Participants) | $12,214 |
FISHER INVESTMENTS2 years Service code 26 · EIN 20-2480800 | Advisory (Participants) | $10,464 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,654 | $53,136+14.1% | $155,509-61.0% | $199,593-69.6% |
| Participation rate | 92.6% | 64.1%+28.6pp | 78.2%+14.5pp | 72.0%+20.7pp |
| Annual return | 14.07% | 41.15%-27.1pp | 64.67%-50.6pp | 34.25%-20.2pp |
| Employer contribution / active EE | $3,952 | $1,851+113.5% | $4,672-15.4% | $3,034+30.2% |
| Participant deferral / active EE | $5,193 | $3,161+64.3% | $5,626-7.7% | $5,087+2.1% |
| Admin fee / account holder | $63 | $185-66.1% | $15,912-99.6% | $269-76.6% |