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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,185 | $154,228-49.3% | $145,433-46.2% | $137,256-43.0% |
| Participation rate | 66.7% | 83.8%-17.1pp | 82.1%-15.5pp | 80.0%-13.3pp |
| Annual return | 16.68% | 74.59%-57.9pp | 66.58%-49.9pp | 220.34%-203.7pp |
| Employer contribution / active EE | $12,282 | $4,804+155.7% | $4,554+169.7% | $4,156+195.5% |
| Participant deferral / active EE | $6,060 | $8,216-26.2% | $7,897-23.3% | $6,407-5.4% |
| Admin fee / account holder | $613 | $14,344-95.7% | $13,129-95.3% | $12,270-95.0% |