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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,551 | $132,634-26.5% | $115,768-15.7% | $137,256-28.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 18.41% | 160.70%-142.3pp | 100.46%-82.1pp | 220.34%-201.9pp |
| Employer contribution / active EE | $8,091 | $3,360+140.8% | $2,940+175.2% | $4,156+94.7% |
| Participant deferral / active EE | $8,171 | $5,619+45.4% | $4,917+66.2% | $6,407+27.5% |
| Admin fee / account holder | $514 | $15,028-96.6% | $12,439-95.9% | $12,270-95.8% |