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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,255 | $160,028+16.4% | $147,080+26.6% | $145,884+27.7% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 10.74% | 98.60%-87.9pp | 420.17%-409.4pp | 551.85%-541.1pp |
| Employer contribution / active EE | $2,443 | $5,286-53.8% | $4,933-50.5% | $4,662-47.6% |
| Participant deferral / active EE | $9,919 | $8,422+17.8% | $8,066+23.0% | $6,690+48.3% |
| Admin fee / account holder | $2,869 | $15,030-80.9% | $12,989-77.9% | $13,392-78.6% |