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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,910 | $114,119-53.6% | $107,187-50.6% | $138,895-61.9% |
| Participation rate | 42.9% | 78.1%-35.2pp | 75.0%-32.2pp | 79.9%-37.1pp |
| Annual return | 19.65% | 273.21%-253.6pp | 204.55%-184.9pp | 145.39%-125.7pp |
| Employer contribution / active EE | $2,096 | $4,059-48.4% | $3,782-44.6% | $4,194-50.0% |
| Participant deferral / active EE | $5,391 | $5,538-2.6% | $5,096+5.8% | $6,396-15.7% |
| Admin fee / account holder | $0 | $10,024-100.0% | $9,162-100.0% | $12,562-100.0% |