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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,910 | $129,737-59.2% | $119,126-55.6% | $154,746-65.8% |
| Participation rate | 42.9% | 78.9%-36.0pp | 75.8%-32.9pp | 80.7%-37.8pp |
| Annual return | 19.65% | 379.08%-359.4pp | 282.11%-262.5pp | 172.34%-152.7pp |
| Employer contribution / active EE | $2,096 | $4,375-52.1% | $4,034-48.0% | $4,379-52.1% |
| Participant deferral / active EE | $5,391 | $5,842-7.7% | $5,318+1.4% | $6,730-19.9% |
| Admin fee / account holder | $0 | $11,961-100.0% | $10,693-100.0% | $14,365-100.0% |