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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $43,940 |
THE RETIREMENT ADVANTAGE INC4 years Service code 13 101 E GRAND AVENUE STE 16 · PORT WASHINGTON, WI 53074 | Contract Administrator | $24,462 |
CETERA ADVISOR NETWORKS LLC4 years Service code 27 200 N PACIFIC COAST HWY STE 1200 · EL SEGUNDO, CA 90245 | Advisory (Plan) | $19,215 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $109 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,344 | $29,507-81.9% | $56,025-90.5% | $77,762-93.1% |
| Participation rate | 88.3% | 32.7%+55.6pp | 52.5%+35.8pp | 70.6%+17.7pp |
| Annual return | 11.96% | 18.90%-6.9pp | 1712.69%-1700.7pp | 31.27%-19.3pp |
| Employer contribution / active EE | $0 | $570-100.0% | $1,042-100.0% | $2,728-100.0% |
| Participant deferral / active EE | $2,070 | $1,062+95.0% | $1,955+5.9% | $4,651-55.5% |
| Admin fee / account holder | $105 | $1,041-89.9% | $2,828-96.3% | $433-75.7% |