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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,058 | $48,277-8.7% | $67,511-34.7% | $80,874-45.5% |
| Participation rate | 48.4% | 66.4%-18.0pp | 72.9%-24.5pp | 67.6%-19.2pp |
| Annual return | 18.31% | 18.27%0pp | 3517.41%-3499.1pp | 35.62%-17.3pp |
| Employer contribution / active EE | $1,685 | $2,021-16.6% | $2,733-38.3% | $2,756-38.9% |
| Participant deferral / active EE | $2,871 | $2,926-1.9% | $4,000-28.2% | $4,297-33.2% |
| Admin fee / account holder | $2,491 | $3,687-32.5% | $3,999-37.7% | $6,935-64.1% |