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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,842 | $72,071+38.5% | $68,368+46.0% | $137,256-27.3% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 346.15% | 353.14%-7.0pp | 292.57%+53.6pp | 220.34%+125.8pp |
| Employer contribution / active EE | $2,527 | $2,788-9.4% | $2,649-4.6% | $4,156-39.2% |
| Participant deferral / active EE | $4,193 | $4,410-4.9% | $4,123+1.7% | $6,407-34.5% |
| Admin fee / account holder | $641 | $5,336-88.0% | $5,150-87.5% | $12,270-94.8% |