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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,201 | $254,759-56.0% | $216,567-48.2% | $198,609-43.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 11.73% | 10.04%+1.7pp | 12.94%-1.2pp | 202.70%-191.0pp |
| Employer contribution / active EE | $14,781 | $6,096+142.5% | $5,216+183.4% | $5,055+192.4% |
| Participant deferral / active EE | $9,165 | $6,948+31.9% | $6,191+48.0% | $6,977+31.4% |
| Admin fee / account holder | $702 | $26,311-97.3% | $21,981-96.8% | $19,030-96.3% |