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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,953 | $160,070-71.3% | $147,117-68.8% | $145,897-68.5% |
| Participation rate | 70.0% | 84.0%-14.0pp | 82.2%-12.2pp | 80.3%-10.3pp |
| Annual return | 75.84% | 98.69%-22.9pp | 420.54%-344.7pp | 552.29%-476.5pp |
| Employer contribution / active EE | $1,986 | $5,285-62.4% | $4,932-59.7% | $4,663-57.4% |
| Participant deferral / active EE | $3,901 | $8,419-53.7% | $8,065-51.6% | $6,689-41.7% |
| Admin fee / account holder | $1,135 | $15,035-92.4% | $12,993-91.3% | $13,390-91.5% |