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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,252 | $68,880+2.0% | $120,580-41.7% | $80,959-13.2% |
| Participation rate | 77.0% | 61.7%+15.3pp | 72.0%+5.1pp | 67.7%+9.4pp |
| Annual return | 20.36% | 23.68%-3.3pp | 107.48%-87.1pp | 35.67%-15.3pp |
| Employer contribution / active EE | $4,549 | $2,066+120.2% | $3,469+31.1% | $2,757+65.0% |
| Participant deferral / active EE | $9,374 | $3,191+193.8% | $4,995+87.6% | $4,300+118.0% |
| Admin fee / account holder | $6,811 | $5,785+17.7% | $9,418-27.7% | $6,925-1.7% |