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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,755 | $160,040+12.9% | $147,096+22.9% | $145,877+23.9% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 12.46% | 98.49%-86.0pp | 419.75%-407.3pp | 551.28%-538.8pp |
| Employer contribution / active EE | $3,360 | $5,289-36.5% | $4,936-31.9% | $4,663-28.0% |
| Participant deferral / active EE | $12,136 | $8,429+44.0% | $8,071+50.4% | $6,691+81.4% |
| Admin fee / account holder | $978 | $15,050-93.5% | $13,005-92.5% | $13,402-92.7% |