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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,771 | $117,846+29.6% | $102,434+49.1% | $145,884+4.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 10.56% | 31.90%-21.3pp | 29.46%-18.9pp | 551.85%-541.3pp |
| Employer contribution / active EE | $909 | $3,615-74.9% | $3,023-69.9% | $4,662-80.5% |
| Participant deferral / active EE | $5,559 | $5,733-3.0% | $5,055+10.0% | $6,690-16.9% |
| Admin fee / account holder | $1,009 | $13,356-92.4% | $9,462-89.3% | $13,392-92.5% |