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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,598 | $126,661+47.3% | $113,397+64.6% | $138,895+34.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 14.66% | 25.05%-10.4pp | 23.20%-8.5pp | 145.39%-130.7pp |
| Employer contribution / active EE | $5,365 | $3,456+55.2% | $2,977+80.2% | $4,194+27.9% |
| Participant deferral / active EE | $10,176 | $5,693+78.8% | $5,076+100.5% | $6,396+59.1% |
| Admin fee / account holder | $1,031 | $14,549-92.9% | $11,957-91.4% | $12,562-91.8% |