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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,167 | $150,346-30.7% | $120,524-13.6% | $145,877-28.6% |
| Participation rate | 55.6% | 78.8%-23.2pp | 71.9%-16.4pp | 80.3%-24.7pp |
| Annual return | 13.01% | 154.40%-141.4pp | 107.36%-94.4pp | 551.28%-538.3pp |
| Employer contribution / active EE | $5,817 | $4,353+33.6% | $3,469+67.7% | $4,663+24.7% |
| Participant deferral / active EE | $6,257 | $6,172+1.4% | $4,994+25.3% | $6,691-6.5% |
| Admin fee / account holder | $1,085 | $12,215-91.1% | $9,440-88.5% | $13,402-91.9% |