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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,878 | $154,228-29.4% | $145,433-25.1% | $137,256-20.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 11.96% | 74.59%-62.6pp | 66.58%-54.6pp | 220.34%-208.4pp |
| Employer contribution / active EE | $13,258 | $4,804+176.0% | $4,554+191.1% | $4,156+219.0% |
| Participant deferral / active EE | $16,203 | $8,216+97.2% | $7,897+105.2% | $6,407+152.9% |
| Admin fee / account holder | $1,168 | $14,344-91.9% | $13,129-91.1% | $12,270-90.5% |