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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,606 | $109,904+96.2% | $97,167+121.9% | $145,959+47.7% |
| Participation rate | 50.0% | 75.9%-25.9pp | 72.7%-22.7pp | 80.3%-30.3pp |
| Annual return | 10.86% | 243.43%-232.6pp | 75.27%-64.4pp | 561.95%-551.1pp |
| Employer contribution / active EE | $2,220 | $3,084-28.0% | $2,729-18.7% | $4,661-52.4% |
| Participant deferral / active EE | $6,967 | $4,676+49.0% | $4,264+63.4% | $6,689+4.2% |
| Admin fee / account holder | $392,772 | $6,216+6218.8% | $5,650+6851.5% | $13,398+2831.6% |