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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,606 | $110,093+95.8% | $97,295+121.6% | $145,897+47.8% |
| Participation rate | 50.0% | 75.9%-25.9pp | 72.7%-22.7pp | 80.3%-30.3pp |
| Annual return | 10.86% | 244.76%-233.9pp | 75.62%-64.8pp | 552.29%-541.4pp |
| Employer contribution / active EE | $2,220 | $3,077-27.9% | $2,723-18.5% | $4,663-52.4% |
| Participant deferral / active EE | $6,967 | $4,678+48.9% | $4,264+63.4% | $6,689+4.2% |
| Admin fee / account holder | $392,772 | $6,212+6222.4% | $5,646+6856.2% | $13,390+2833.2% |