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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,838 | $162,136+27.0% | $152,301+35.2% | $154,746+33.0% |
| Participation rate | 87.5% | 84.1%+3.4pp | 82.4%+5.1pp | 80.7%+6.8pp |
| Annual return | 7.09% | 91.02%-83.9pp | 80.50%-73.4pp | 172.34%-165.3pp |
| Employer contribution / active EE | $2,036 | $4,890-58.4% | $4,624-56.0% | $4,379-53.5% |
| Participant deferral / active EE | $11,801 | $8,341+41.5% | $8,004+47.4% | $6,730+75.3% |
| Admin fee / account holder | $8,117 | $15,759-48.5% | $14,398-43.6% | $14,365-43.5% |