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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,838 | $156,398+31.6% | $147,318+39.7% | $138,895+48.2% |
| Participation rate | 87.5% | 83.8%+3.7pp | 82.1%+5.4pp | 79.9%+7.6pp |
| Annual return | 7.09% | 78.75%-71.7pp | 70.43%-63.3pp | 145.39%-138.3pp |
| Employer contribution / active EE | $2,036 | $4,853-58.1% | $4,593-55.7% | $4,194-51.5% |
| Participant deferral / active EE | $11,801 | $8,237+43.3% | $7,906+49.3% | $6,396+84.5% |
| Admin fee / account holder | $8,117 | $14,976-45.8% | $13,708-40.8% | $12,562-35.4% |