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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,527 | $172,111-49.7% | $150,298-42.4% | $137,256-37.0% |
| Participation rate | 69.6% | 81.7%-12.1pp | 77.8%-8.2pp | 80.0%-10.4pp |
| Annual return | 11.45% | 69.37%-57.9pp | 62.79%-51.3pp | 220.34%-208.9pp |
| Employer contribution / active EE | $1,711 | $4,636-63.1% | $4,154-58.8% | $4,156-58.8% |
| Participant deferral / active EE | $4,213 | $6,166-31.7% | $5,453-22.7% | $6,407-34.2% |
| Admin fee / account holder | $2,215 | $16,471-86.6% | $14,116-84.3% | $12,270-81.9% |