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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,527 | $174,379-50.4% | $152,093-43.1% | $138,895-37.7% |
| Participation rate | 69.6% | 81.6%-12.1pp | 77.8%-8.2pp | 79.9%-10.4pp |
| Annual return | 11.45% | 74.86%-63.4pp | 66.36%-54.9pp | 145.39%-133.9pp |
| Employer contribution / active EE | $1,711 | $4,652-63.2% | $4,175-59.0% | $4,194-59.2% |
| Participant deferral / active EE | $4,213 | $6,159-31.6% | $5,451-22.7% | $6,396-34.1% |
| Admin fee / account holder | $2,215 | $16,880-86.9% | $14,497-84.7% | $12,562-82.4% |